The Right Business Insurance in Ocala
As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Every business is different - with different risks, liability, and exposure. If you have an office that your customers visit, you need liability coverage to protect your business in the event that someone is injured while at your office. We can also provide coverage for expensive equipment that you need operational for your business to be profitable. We help business owners protect their investment as well as their revenue, by transferring those risks to an insurance policy that fits their needs. We provide all types of business insurance - everything from apartment insurance to woodworking and cabinet making insurance, and everything in between. You can find a complete list of services and types business that we can cover with business insurance listed below. We also carry Worker's Comp, Business Auto and Employment Practices Liability Insurance that are not specific to any particular business. To be sure that you are covered, schedule a confidential business risk review with one of our qualified and experienced professionals. They will help insure that your risks are minimized and your income is protected from unexpected occurrence.
Artisan Business Insurance
A business insurance that covers a lot of self employed professionals in the Ocala area is Artisan or Contractor Insurance. It covers skilled laborers who work with tools at their customer's home. Carpenters, plumbers, electricians, drywallers, roofers, and lawn maintenance professionals would be a few who would be covered by artisan insurance. This group requires coverage for their equipment and tools, as well as protection from liability due to damage to a clients property. Typically the most efficient and cost effective way to obtain coverage is with a custom business owners policy. A business owners policy is 2-fold: property insurance to protect the equipment, space, machinery, and building equipment needed to do your work; and liability insurance to protect you from lawsuits due to damage or injury. As a sub-contractor, you may be asked to obtain Owners and Contractors Protective Liability coverage. Although, as the sub-contractor, you purchase the coverage, it protects the home owner and/or the general contractor from liability resulting from loss due to negligence. If you are this type of specialized laborer, you should look into protecting your business from unexpected loss by discussing artisan coverage with a qualified insurance professional.
Church Insurance
Churches need to be covered for general property damage as well as liability. Our business insurance designed specifically for churches does just that and more. It can also provides coverage for retreats, religious camps, and other church events off church property. The property coverage can protect against losses from damage to the building, contents, business income, equipment breakdown, accounts receivable, computer equipment, outside signs, valuable papers and food spoilage. No deductible is required. We would be glad to meet with your financial officer or the board of trustees to review your church policy to ensure adequate protection for the church.
Business Auto
Trucks, vans, and other vehicles owned by your business are not covered on your business owners policy (BOP). Separate business auto coverage is required. Whether your vehicles should be covered by a personal policy or listed on your business auto policy is something our agents can help to determine. Personal policies are often not enough and leave your business vulnerable. Even if the vehicle is personally owned, rather than owned by the business, it is a good idea to review your situation to determine if business auto insurance is warranted. If the injuries incurred in an accident exceed your personal policy limits, the injured party could potentially sue your business for the difference. Insuring you have enough coverage to protect your personal and business assets, and not just enough to satisfy state law is important. Our agents will work with you to be sure your business is covered and you are protected from any unexpected loss due to an auto accident.
Specific Types of Insurance
| Adult Day Care Insurance | Janitorial Insurance |
| Alarm Installer Insurance | Landowners Insurance |
| Amusement Insurance | Landscaping Insurance |
| Animal Services Insurance | Laundries Insurance |
| Apartment / Habitational Insurance | Lessor's Risk Insurance |
| Apartment Insurance | Liquor Liability Insurance |
| Artisan/Contractor Insurance | Manufacturing Insurance |
| Automotive Service & Repair | Martial Arts Studio Insurance |
| Automotive Trades Insurance | Medical Equipment Supply Stores Insurance |
| Bakery Insurance | Mobile Home Park Insurance |
| Bar/Tavern Insurance | Motel/Hotel Insurance |
| Beauty/Barber Shop Insurance | Office Building Insurance |
| Bed and Breakfast Insurance | Outfitters and Guides Insurance |
| Bonds | Parking Lot and Driveway Insurance |
| Business Auto Insurance | Pawn Shop Insurance |
| Caterers Insurance | Pressure Cleaning Insurance |
| Church Insurance | Push Cart/Farmers Market Insurance |
| Club Insurance | Recycler Insurance |
| Commercial Real Estate Insurance | Restaurant Insurance |
| Commercial Umbrella Insurance | Restaurant/Deli Insurance |
| Communications Insurance | Retail Store / Service Insurance |
| Condo and HOA Insurance | Security Guards Insurance |
| Day Care Insurance | Selected Mercantile Insurance |
| Detective Agency Insurance | Special Events Insurance |
| Distributors/Wholesalers Insurance | Sports Camps Insurance |
| EPLI | Swim & Racquet Club Insurance |
| Event Planners Insurance | Swimming Pool Contractors Insurance |
| Excavation Insurance | Swimming Pool Maintenance Insurance |
| Exercise/Health/Personal Trainer Insurance | Swimming Pool Management/Lifeguard Insurance |
| Exterminators/Pest Control Insurance | Tanning Salon Insurance |
| Food and Beverage Mfg Insurance | Tree Trimmers Insurance |
| Golf Course & Driving Range Insurance | Truckers Insurance |
| Grocery Store Insurance | Vacant Building Insurance |
| Habitational Insurance | Warehouse Insurance |
| Halfway House Insurance | Wholesale/Distribution Insurance |
| Home Health Care Agencies | Winery Insurance |
| Hospitality Insurance | Woodworking/Cabinetmaking Insurance |
| Hunt/Skeet/Trap Club Insurance | Work Comp Insurance |
| Institutional Insurance |
Relax - We've Got You Covered!
This is what some of our clients have said about us...
Sherry Teague
David Carey
Vince Orlando
C Johnson
Cindi Williams
Advantages of Grubbs Insurance
We believe there are several reasons to trust Grubbs Insurance Agency to help you select the best Life Insurance policy for your family. We are a smaller agency, with only 4 agents. However, altogether we have over 135 years of experience in the insurance industry. As an insurance broker, we can effectively and efficiently shop from over 50 insurance providers for you. Our unique software can sift through hundreds of insurance policies from multiple providers instantly to find the perfect fit for your needs.
We are not a big national outfit - we are local to Ocala. As local agents, who have helped people with their life insurance in Ocala for decades, you can depend on us to be here after the application. We can often handle everything right over the phone, fax and email. Most of the time, you won't need to come to our office. But we are here if you want to! Because we are local our reputation means everything to our agents. We are family run, and value each and every relationship. No question is a problem. No claim is an interruption in our day. We care about you and your situation before, during and after the application.
